Sylvia Soto

NMLS # 2398962

979-201-6879

SylviaSoto@financeusa.us

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5 Ways to Save Money on Your Mortgage

5 Ways to Save Money on Your Mortgage

Mortgage interest rates have been near rock-bottom lows for many years but are likely to increase over the next few years. Even though you can no longer count on record low interest rates, there are plenty of things you can do to make sure you save money

Mar 27, 2019 | Mortgages Savings Credit

Best Time of the Year to Buy a Home

Best Time of the Year to Buy a Home

Whether you have been saving up for your first home or you are ready to upgrade to a bigger place, you may be wondering if there is a “best” time to buy a home. While it depends on your priorities and your local market, there are some general

Mar 20, 2019 | First-time Homebuyers Purchasing a Home

5 Things to Do After Your Mortgage Closes

5 Things to Do After Your Mortgage Closes

After sitting down at the mortgage closing table to sign all the paperwork, you get the keys and can breathe a sigh of relief. But before you tuck all those mortgage papers away for good, there are at least 5 things you still need to do after closing to m

Mar 13, 2019 | First-time Homebuyers Purchasing a Home Refinancing a Home

How Does My Credit Score Affect My Mortgage Rate?

How Does My Credit Score Affect My Mortgage Rate?

How much you will pay for a mortgage loan and even whether you can qualify for a mortgage will have a lot to do with your credit score. Higher credit scores will help you get the best terms possible while lower scores could keep you from your dream of hom

Mar 06, 2019 | Interest Rates Purchasing a Home

How Long after Bankruptcy should I wait before Applying for a Mortgage?

How Long after Bankruptcy should I wait before Applying for a Mortgage?

Going through a bankruptcy, either personally or with your business, can affect your ability to qualify for a mortgage. Your credit score may drop, and you may need to wait before applying for a home loan. It all depends on the size of your down payment a

Feb 27, 2019 | Mortgages Bankruptcy Apply

Should I Choose a Cash-Out Refi or HELOC?

Should I Choose a Cash-Out Refi or HELOC?

When you need a chunk of cash for a project, your home may be the best source of funding. Fortunately, you do not need to sell your home to take advantage of your equity. There are two popular and practical ways to pull cash out of your home: a cash-out r

Feb 20, 2019 | Refinancing a Home HELOC