Rachel Blockovich

NMLS # 2214752

540-702-6927

Rblockovich@financeusa.us

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Happy 4th of July

Happy 4th of July

We want to wish you a Happy Fourth of July! It is because of clients like you who believe in this great country and the dream of homeownership that we have reason to celebrate. "We hold these truths to be self-evident, that all men ar

Jul 03, 2019 | Mortgages

Can I Refinance Without Closing Costs?

Can I Refinance Without Closing Costs?

Mortgage refinance loans require fees and closing costs. Is there a way around those fees? Is it possible to refinance without paying closing costs? The answer is yes, although the rest of your loan will be affected. The typical fees associated with refi

Jun 26, 2019 | Refinancing a Home Closing Costs

5 Tips for Buying an Investment Property in Virginia

5 Tips for Buying an Investment Property in Virginia

Adding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. There are always hidden costs that need to be anticipated as well.

Jun 19, 2019 | Purchasing a Home

How Do I Get Rid of Private Mortgage Insurance?

How Do I Get Rid of Private Mortgage Insurance?

Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If the loan borrower defaults on the mortgage for any reaso

Jun 12, 2019 | Conventional Loans

Benefits to Mortgage Debt

Benefits to Mortgage Debt

In order to buy a house, most Americans take on a mortgage loan. While debt is usually to be avoided if possible, when it comes to a mortgage there may actually be some financial benefits for borrowers. Liquidity If you dump all your extra funds into pa

Jun 05, 2019 | Debt Credit Mortgage

What is a Physician Loan?

What is a Physician Loan?

Medical professionals often earn salaries far above the average American salary, and yet most come out of school with hefty student loans to repay. Such high debt loads would normally disqualify them from obtaining mortgage loans for several years. Thanks

May 29, 2019 | Purchasing a Home Doctors

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